Put more money in your pocket with these little tips!

Cut down on your household expenses and put your savings to better use with these tips:

  • The small stuff adds up. Turn the lights off when you leave a room and skip the daily coffee run, trip to the vending machine and lottery ticket booth.
  • Make a shopping list before you go to the grocery store and stick to it. You’ll buy what you truly need and eliminate unnecessary purchases.
  • Utility costs. Set your programmable thermostat so that it automatically cools down your house when you’re asleep or out of the house.
  • Invest in ceiling fans to circulate air more efficiently and help reduce your heating and cooling costs.
  • Buy energy efficient light bulbs and turn off your computer/laptop, television when you’re not using them.
  • Vacuum the dust off the coils in your refrigerator to improve the efficiency of one of the larger consumers of energy in your household.
  • The dryer is the other big energy-sucking appliance in your house. When you can, hang your clothes to dry in the laundry room and use the dryer sparingly.
  • Switch to a low flow showerhead, repair leaky faucets and toilets and cut down on watering your lawn.
  • Use the microwave instead of the oven whenever possible – the cost just to preheat an oven is more than the cost to cook a meal in the microwave.
  • Find a cheaper cable package by monitoring the channels you frequent. We’re creatures of habit and tend to tune into the same ones every time. Borrow movies from the library, or watch shows online.
  • Same goes with telephone charges for your landline or your cellphone. Reassess your use every year and see if there’s a cheaper plan that fits your needs.
  • Look into Voice-Over-IP (phone over the internet) for your telephone solutions, such as Skype, gChat (from Google), and Windows Live! That let you make free video calls to other users, as well as make low cost calls to cell phones and land lines from your computer.

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